Cheryl Benzer
DRE Lic #00689061
Arroyo Grande, CA 93483
Office: 805/489-3799
Fax: 805/481-3799
cheryl@benzerrealty.com
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Benzer Realty - Real Estate Closing Guide Information
Guide To Closing Costs

SELLERS GENERALLY PAY...

  • Real Estate Commission
  • Document Preparation Fee for Deed
  • Document Transfer Tax ($1.10 per $1,000 of sales price)
  • Any City Transfer/Conveyance Tax (according to contract)
  • Any loan fees required by buyer's lender
  • Payoff of all loans in seller's name (or existing loan balance if being assumed by buyer)
  • Interest accrued to lender being paid off
  • Statement Fees, Reconveyance Fees and any loan Prepayment Penalties
  • Termite Inspection and work (according to contract)
  • Home Warranty (according to contract)
  • Any judgments, tax liens, etc., against the seller and Recording Charges to clear all documents of record against seller
  • Tax proration (for any unpaid taxes up to time of transfer of title)
  • Any unpaid Homeowner's Dues
  • Homeowner's Association Document Fee
  • Any bonds or assessments (according to contract)
  • Any and all delinquent taxes
  • Notary Fees
  • Courier Fees

BUYERS GENERALLY PAY...

  • Title Insurance premiums
  • Escrow Fee
  • Notary Fees
  • Recording charges for all documents in buyer's name
  • Termite Inspection (according to contract)
  • Tax proration (from date of acquisition)
  • Homeowner's Transfer Fee
  • All new loan charges (except those required by lender for seller to pay)
  • Interest on the new loan from the date of funding to 30 days prior to first payment
  • Assumption/Change or Records fees for takeover of existing loan
  • Beneficiary Statement Fee for assumption of existing loan
  • Inspection Fees (roof, property inspection, geological, etc.)
  • City Transfer/Conveyance Tax (according to contract)
  • Fire Insurance Premium for first year
  • Courier Fees


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